How We Can Help

How we can help

Give us the opportunity to help you relieve the pressure and stress of any debt you may have. Every day, Help Debt Plus meet people who for various reasons have debt problems which impact negatively on their day to day lives.

Individual Voluntary Arrangement (IVA)

An IVA is an agreement with your creditors to pay all or part of your debts.

Debt Management Plan

A DMP could help to reduce outstanding debts, over a fixed period of time, at a lower repayment level.


Bankruptcy is a way of dealing with debts that you cannot pay.

Debt Relief Order

A DRO is a formal insolvency process for people who cannot pay their debts and who have no assets, a low income with no other access to debt relief and no prospect of the situation improving.

the Money Advice Service

Working alongside Money Advice Service providing positive customer solutions

Vulnerability Registration Service

Affiliated Partner