Debt Relief Order

Debt Relief Order

A DRO (Debt Relief Order) is a formal insolvency process for people who cannot pay their debts and who have no assets, a low income with no other access to debt relief and no prospect of the situation improving.

If you live in England or Wales you may be eligible if you owe less than £20,000 and have less than £1,000 in assets (and a car worth no more than £1,000).

If you live in Northern Ireland you may be eligible if you owe less than £15,000 and have less than £300 in assets (and a car worth no more than £1,000).

You must also have less than £50 in surplus income per month.

Fees

Debt Relief Orders are available through a limited number of approved intermediaries such as the Citizen’s Advice Bureau but intermediaries charge a flat fee which is currently £90.

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